0% intro APR for as much as 21 months (on each purchases and steadiness transfers) — That is the place the Wells Fargo Replicate® Card is difficult to beat. The cardboard begins with a 0% intro APR on purchases and qualifying steadiness transfers for 18 months. To make it even higher, you may get an intro APR extension for 3 months, for a complete of 21 months. All that you must do is make on-time minimal funds through the intro and extension durations.
It is price noting that the intro APR applies to steadiness transfers made throughout the first 120 days of opening the account. There’s additionally a steadiness switch payment of three% ($5 minimal) on transfers made throughout the first 120 days and 5% ($5 minimal) on transfers made after that. These payment quantities are customary amongst steadiness switch bank cards.
No annual payment — The Wells Fargo Replicate® Card cuts charges in the proper locations. Living proof, the cardboard has no annual payment.
Cellphone safety — While you pay your month-to-month cellphone invoice along with your eligible Wells Fargo bank card, you stand up to $600 of cellphone safety towards harm or theft (topic to a $25 deductible). That is a kind of underrated bank card perks. You need not pay for cellphone insurance coverage out of pocket, since this card consists of safety already.
Particular gives — By means of My Wells Fargo Offers, you possibly can earn money again assertion credit on buying, eating, and experiences that you simply pay for along with your eligible Wells Fargo card.